Thinking about Bariatric Surgery?
If so, one of your primary concerns is probably how much the procedure will cost. After all, if you can’t afford the procedure, there’s no reason in thinking about it, right? Fortunately, paying for bariatric surgery isn’t as difficult as most people believe. In fact, your insurance provider may even provide full or partial compensation.
There are three main types of bariatric surgeries, with a gastric bypass being the most expensive. As of 2014, the average cost of this procedure is about $22,000. You will find doctors who give price quotes ranging from $15,000 to $35,000, however, $22,000 is the most common. It should be noted that $22,000 means paying in cash. If you are financing your surgery, you will undoubtedly be out more money, unless of course you can take advantage of a 0% interest financing option, which does exist.
Choosing a Doctor Based on Price
Never choose your surgeon solely based on price. While you might find doctors — especially outside of the United States — who are willing to perform the surgery for a price that offsets your travel and accommodation expenses, this doesn’t mean the cheapest doctor is always the best choice. A gastric bypass surgery comes with its own set of risks — with some being fatal — so it’s imperative that you acquire services from a surgeon who understand these risks. And more importantly, a surgeon who knows how to address these risks in the event that a major complication were to arise.
Will My Insurance Cover It?
This completely depends on your health insurance service provider and the qualifications that you need to meet. Many insurance companies do cover the associated expenses, however, with employer-provided insurance, the procedure is often not covered because it makes it less expensive on the employer to provide you with health care coverage.
In addition to the surgery itself, you will need to pay for nutritionist appointments, new clothes, follow-up visits, perhaps a gym membership, nutritional supplements and more. All of these expenses may or may not be covered by your insurance provider.
Your individual financial status and the coverage of your health insurance provider will determine whether or not you can afford bariatric surgery. The procedure itself provides lasting results, and most people testify they are happy with their decision to receive the procedure.